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Dreaming of a luxurious dining set or swooning over our sumptuous sofas? 

Getting the furniture want is now even easier with 0% interest finance available.

6-12 Months Interest Free Credit

We interest-free credit (0% APR Representative) financing when you spend £300 or more, with no deposit necessary! 

Monthly Payments

Convenient automatic monthly payments with no hidden costs and no surprises. You'll see your monthly payment amount before you confirm your payment plan, so you'll know exactly what you owe up front.

Subject to elligibility. 

Below are the thresholds for the monthly payments available based on your spend. e.g. Spend £400 minimum for 12 months interest free finance

3 Months Interest Free Finance- £300 spend
6 Months Interest Free Finance- £300 spend
9 Months Interest Free Finance- £350 spend
12 Months Interest Free Finance- £400 spend

How It Works

Choose  Finance at the Checkout

Add your product to basket and follow the steps in the checkout. On the payment page choose Finance.

Please note finance is only available on orders with a value of £300 or above.

Apply for Finance Online

Follow the steps to apply for finance with DivideBuy when you checkout. Be careful to fill in your details correctly.

Get a Result Instantly (0% APR Representative)

Once you have completed the above steps and have filled in your details you will be notified instantly on whether you have been accepted, declined or if you need to provide additional information in order for a decision to be made on your application. It's as simple as that!

Will I Qualify For Finance?

To apply for finance you must:

• Be at least 18 years old.
• Be in full time work (16 hours or more a week), retired, or in
receipt of disability allowance.
• Earn at least £6,000 a year.
• Have been a UK resident for three years or more
• Have a mobile phone number
• Have an email address
• Have a UK bank account from which Direct Debits can be taken
• Have no outstanding County Court Judgements (CCJs)


The minimum priced item with credit available is £300 for 6 months interest free credit. Use our calculator on the product page to determine your monthly payments and payment plan.

We offer 0% APR finance on all products. Minimum £300 spend. 

All monthly payments are paid by direct debit from the bank account entered in your application. 

Anything on our website with a value of over £300. Please note this sum can be reached by purchasing multiple products under £300 as well as purchasing products over £300.

For any specific finance related questions please contact the finance provider directly and they will be able to assist you. 

You can apply on our website, simply follow the instructions shown above in the 3 easy steps.